STILL MANAGING PAYMENTS MANUALLY?

Track and manage all your payments in one simple dashboard

All your bills, subscriptions, and reminders — in one place

Never miss a due date. Stay in control of all your expenses, subscriptions, and reminders in one place.

Start Free →
✔ No credit card required
✔ Setup in under 2 minutes
Built for individuals who want full control over their payments
Why users love Payloop
∞
Auto-renewals tracked
4+
Currencies supported
0
Late fees avoided
See how Payloop works in 5 minutes
Product walkthrough
The Problem

Financial disorganisation
has a hidden cost.

Most people juggle dozens of recurring payments across email, SMS, notebooks, and memory — and still miss things.

📅

Forgotten Payments

Quarterly bills sneak up. You get late fees or service cut-offs because the date slipped by unnoticed.

🗂️

No Single View

Your bills live in email, SMS, a notebook, and your head. There's no one place showing everything clearly.

📊

Manual Spreadsheets

Spreadsheets require constant updates. One forgotten entry and your entire financial picture is wrong.

🔁

Missed Carry-Forwards

When a payment recurs, you re-enter it manually. One missed entry breaks the chain. History is lost.

⚖️

No Expense Clarity

Fixed vs. variable? Without distinguishing them, real budgeting is impossible to do accurately.

💱

Billing & Currency Confusion

Different cycles and unclear currency setups lead to inconsistent tracking and missed accuracy.

Interactive Product Tour

Every screen. Every feature.
Your real product.

Click through each screen below — this is exactly how PayLoop works. Free plan supports up to 10 entries. Pro unlocks unlimited tracking and smarter alerts.

payloop.in/dashboard
S ▾
⏰
Pending
8
bills
✅
Paid
0
bills
🚨
Overdue
8
bills
🔍
Payment Date ▾
Status: All ▾
8
⊞
All
2
🎓
Education
2
⚡
Recharge
3
⚙️
Utilities
1
💳
Credit Card
Current Scope: This Year (2026)
Description Amount Payment Date Due Date Status
One Card
Credit Card
ONE CARD
₹30,387.40
Jan 5, 2026
OVERDUE
Jan 10, 2026
OVERDUE
Netflix OTT
Entertainment
NETFLIX
₹649.00
Jan 5, 2026
OVERDUE
Jan 5, 2026
OVERDUE
Water Usage
Utilities
BWSSB
₹600.00
Jan 5, 2026
OVERDUE
Jan 10, 2026
OVERDUE
SJV School Fee
Education
SJV
₹14,500.00
Jan 5, 2026
OVERDUE
Jan 10, 2026
OVERDUE
College Fee
Education
DHUNISCIAN
₹22,450.00
Jan 5, 2026
OVERDUE
Jan 10, 2026
OVERDUE

👆 Click any row to edit inline, or click a pending badge to mark it paid. Click S ▾ for the full menu.

payloop.in/dashboard

Accessed by clicking the user avatar (S ▾) at top-right of any screen.

+ Add Payment +
Manage Categories 🏷️
Manage Billers 🏢
Recurring Settings 🔁
Settings ⚙️
Profile (coming soon)
Logout →
➕
Add Payment
Manually add any new recurring bill in seconds
⚙️
Recurring Settings
Change term, cycle or currency for any series
🏷️
Manage Categories
Add, rename, or delete payment categories
🏢
Manage Billers
Manage all your payees and biller names
Manage Categories
Manage Categories
Auto-created on import. Add or remove any time.
Credit Card
🗑️
Education
🗑️
Recharge
🗑️
Utilities
🗑️
💡 Categories are auto-created when you import via Excel or add payments manually. They help you filter, search, and understand your spending by type.
Manage Billers
Manage Billers
Your payees are auto-created and can be managed here.
Airtel
No Default Category
🗑️
BSNL
No Default Category
🗑️
BWSSB
No Default Category
🗑️
Dhuniscian
No Default Category
🗑️
Maid
No Default Category
🗑️
One Card
No Default Category
🗑️
SJV
No Default Category
🗑️
Recurring Settings
Recurring Settings
Manage term, days, currency & expense type per payment series
Drum School Fee
Education · Dhuniscian
Fixed
Electricity
Utilities · BSNL
Variable
One Card
Credit Card · One Card
Fixed
ℹ️ Changes here only affect future carry-forward entries. Past payment records are not modified.
App Settings
App Settings
Default Currency
₹
This will be applied to all new payments created.
💡 PayLoop supports INR, USD, EUR, and GBP — set per payment and per series. Perfect for NRIs and freelancers managing cross-currency bills.
Mark as Paid
Triggered by clicking any pending/overdue status badge. The most important interaction in PayLoop.
✓
Mark as Paid
Just marks current entry as paid. No next entry created.
✓🔁
Mark & Create Next Cycle
Marks paid AND auto-generates the next occurrence on correct date.
⭐ The magic button: "Mark as Paid & Create Next Cycle" is the core of PayLoop's automation — your recurring payments track themselves.
payloop.in/add-payment
📋
Add a Payment
Manually add a new recurring payment entry to your tracker.
+
Add a Recurring Payment
Fill in all fields below and click Add. Repeat for each bill.
0 = use term
₹
payloop.in/setup
📋
Set Up Your Payments
Import your recurring bills from a spreadsheet to get started quickly.
⬇️
New to PayLoop? Start with our sample file
Download the sample spreadsheet, review the format, fill in your own recurring bills, and upload it below to get started instantly.
ℹ️ Spreadsheet Format Guide
Required columns:
descriptioncategorybiller_payeetermdaysdue_datepayment_dateamountexpenses_type
Optional: currency (INR / USD / EUR / GBP — defaults to INR)
term: Monthly, Quarterly, Half Yearly, Yearly, Weekly, Daily, One-time  ·  expenses_type: Fixed or Variable
Dates in MM/DD/YYYY format  ·  days: use 0 when term is set; if >0 it overrides the term for carry-forward
🖼️
Drag & drop your Excel file here, or click to browse
.xls and .xlsx supported
payloop.in/dashboard — Inline Edit
✏️
Effortless In-Place Editing
No separate forms. No page navigation. Click directly on any value in the payment table — amount, payment date, or due date — and edit it right where it sits. Changes are saved instantly with a single click, keeping your workflow fast and friction-free.
💰
Edit Amount
Update the amount directly in the row — ideal for variable bills like electricity or water.
📅
Edit Payment Date
Reschedule when you plan to make the payment — without touching the biller's due date.
🗓️
Edit Due Date
Correct a due date on the spot if the biller changes it — one click, done.
Live Preview — Table with Inline Editing Active
Description Amount Payment Date Due Date Status
One Card
Credit Card · ONE CARD
₹1,000.00
Jan 5, 2026
Jan 10, 2026
pending
Netflix OTT
Entertainment · NETFLIX
pending
Water Usage
Utilities · BWSSB
₹600.00
Jan 5, 2026
Jan 10, 2026
pending
⭐ No context switching. Persona keeps you in the dashboard. Every field is editable where you see it — so you spend less time navigating and more time staying financially on top.
payloop.in/dashboard — Breakdown View
📊
Category-Level Spending Intelligence
One click on the Breakdown button transforms your dashboard into a crystal-clear financial summary — showing exactly how much you've spent, what's pending, what's paid, and what's overdue, grouped by spending category. Budgeting at a glance, no spreadsheet required.
Pending Bills
8
Paid Bills
0
Overdue Bills
8
Total This Year
₹23,628
Breakdown by This Year (2026)
Category-wise summary filtered by Payment Date
Category Total Amount Pending Paid Overdue
Education
₹18,500.00
⏰ 2
✓ 0
⏱ 2
Recharge
₹528.00
⏰ 2
✓ 0
⏱ 2
Utilities
₹3,600.00
⏰ 3
✓ 0
⏱ 3
Credit Card
₹1,000.00
⏰ 1
✓ 0
⏱ 1
Total
₹23,628.00
⏰ 8
✓ 0
⏱ 8
🔍
Filter by Any Period
Breakdown updates dynamically when you switch between Today, This Month, This Year, or any custom period.
💡
Budget at a Glance
Instantly see which categories are consuming the most — and take action before overdue bills pile up.
Pricing

Simple pricing that grows with you

Start free. Upgrade only when you need more power.

Free Plan
₹0
Free forever
  • Up to 10 recurring entries
  • No reminders
  • Limited auto carry-forward (10)
  • Limited categories & tags (10)
  • No payment insights
  • No bulk import (Excel)
  • Standard support
Get Started Free
Pro Plan
₹899 / year
Just ₹75 / month
  • Unlimited recurring entries
  • Smart reminder alerts
  • Unlimited auto carry-forward
  • Unlimited categories & tags
  • Payment insights (Today/Month/Year)
  • Bulk import (Excel)
  • Priority support
  • Early access to new features
Upgrade to Pro
Comparison

Free vs Pro

Features
Free
Pro
Recurring entries
Up to 10
Unlimited
Reminders
Not included
Smart alerts
Auto carry-forward
Limited
Unlimited
Categories & tags
Limited
Unlimited
Payment insights
Not included
Today/Month/Year reports
Bulk import (Excel)
Not included
Yes
Support
Standard
Priority
Benefits

Why users upgrade to PayLoop Pro

Manage multiple subscriptions

Keep track of everything from Netflix to gym memberships without worrying about limits.

Stay on top of all payments

Get smarter alerts that ensure you never miss a due date, avoiding late fees entirely.

Advanced Organization

Use custom categories and tags to organize your finances exactly how you think about them.

Better Control & Visibility

Export your data and get deep insights into your spending patterns over time.

Save Time

Automate the tedious parts of tracking so you can focus on building your wealth.

Peace of Mind

Know that your financial recurring life is handled in one secure, simple place.

Start free. Upgrade when you’re ready.

How It Works

Set it up once.
PayLoop does the rest forever.

Seven simple steps from first setup to complete financial clarity — no spreadsheets, no reminders, no manual re-entry.

01

Sign Up

Create your private account. No social logins. Your financial data stays completely yours — fully isolated and secure.

2 minutes
02

Import via Excel or Add Manually

Upload all recurring payments at once via the Excel template — or add them one by one with the guided form.

Bulk import
03

Review Your Dashboard

All payments appear instantly — overdue in red, pending in blue, paid in green — with real-time due-date indicators.

Real-time
04

Mark as Paid → Auto Carry-Forward

Pay your bill via bank, click the status badge in Persona, choose "Mark as Paid & Create Next Cycle." Done. Next month's entry is auto-created.

Auto carry-forward
05

Manage Recurring Rules

Change a billing cycle, or expense type once in Recurring Settings. All future payments update — past history is never touched.

Series config
06

Filter, Search & Review

Filter by month, quarter, year, or custom period. Search by biller or category. See totals, paid vs. pending — budget clarity in seconds.

Budget clarity
Real-World Use Case

Meet Rajan.
12 bills. Zero stress.

A salaried professional in Bengaluru — rent, school fees, EMIs, insurance, 3 OTT subscriptions — all on one dashboard.

Day 1 — Setup

5 minutes to full control

Rajan downloads the Excel template, fills in 12 recurring payments, uploads it. Persona creates 12 entries, 6 categories, 12 billers, and one recurring series config per payment — automatically.

⚡ 12 payments imported. 0 manual entries ever again.
Day 3 — School Fee

One click. Next month auto-created.

Rajan sees "City School — Due Today." He pays via bank, then clicks the badge → "Mark as Paid & Create Next Cycle." April's entry appears instantly, correctly dated.

📅 Next occurrence: April 3, 2026. Created automatically.
Day 7 — Electricity

Variable bill? ₹0 prevents stale amounts.

Electricity carried forward at ₹0 — Persona's built-in prompt. Rajan enters ₹1,450, marks paid. No stale amounts, no guesswork.

💡 Variable bills always reset to ₹0 as a reminder.
Day 15 — Rule Change

School changes fees. One edit. Done.

School moves to fixed ₹5,500/month. Rajan opens Recurring Settings → changes expense type once → saves. All future carry-forwards update. History unchanged.

⚙️ Changed once. All future payments in series updated.
End of Month

₹38,400 tracked. Zero effort.

Rajan filters "This Month" — sees 11 paid, 1 pending. Housing + Education + Loan = 82% of fixed expenses. Budget planning in one screen.

📊 Total: ₹38,400 paid across 6 categories. Budget done.
Why PayLoop

Not just a tracker.
A fundamentally different approach.

Feature Content
Typical Apps
✦ PayLoop
Recurring carry-forward
Manual re-entry every cycle
Fully automatic — always correct
Changing a recurring rule
Edit every individual record
Edit once — applies to all future
Historical records
Often overwritten or lost
Always intact, fully searchable
Variable amount handling
Carries old stale amount
Resets to ₹0 — prevents errors
Bulk Excel import
Rarely available
Built-in with full validation
Billing cycle support
Monthly only in most apps
Monthly, Quarterly, Half-Yearly, Yearly, Weekly, Daily, Custom
Currency Setup
Fixed but often unclear
Set once at signup — consistent across all entries
Fixed vs. Variable
Not supported
Enforced — with smart carry-forward logic
Help Center

Frequently Asked Questions

Everything you need to know about PayLoop and Pro.

PayLoop Pro unlocks unlimited recurring entries, smart reminder alerts, monthly spending insights, data export (Excel/CSV), custom categories & tags, priority support, and early access to new features.

The Free plan allows up to 10 active recurring entries with essential tracking features.Upgrade to Pro for reminder alerts and advanced insights.

Activation is simple: pay the annual fee via UPI, submit the transaction proof (screenshot/UTR) within the app, and our team will verify and activate your Pro account.

Verification and activation usually happen within 2–6 hours of submitting your payment proof.

No. PayLoop does not auto-debit your account. You stay in full control of when and how you pay for the Pro plan each year.

No. PayLoop is a manual tracker. We do not require bank account access, making it safe, simple, and private.

Absolutely! You can continue using the free plan indefinitely as long as you stay within the 10-entry limit.

Get Started

Stay on top of every
recurring payment

Start free. Upgrade anytime when you need more control. No auto-debit. Full control.

Get Started Free Explore PayLoop Pro
✓ Free to start
✓ No spreadsheets ever again
✓ Your data is 100% private
✓ Setup in 5 minutes
✓
Payment marked as Paid! Next occurrence created automatically.