Privacy Policy

Effective Date: 28 August 2026 Last Updated: 28 August 2026

1. About PayLoop

PayLoop is a recurring-payment and bill-tracking service.

You can use PayLoop to:

  • Record recurring payments and bills
  • Track upcoming, paid and pending payments
  • Receive reminders
  • Organize billers and categories
  • Maintain payment history
  • Import recurring-payment information

PayLoop is not a bank, financial institution, payment processor or financial-account aggregation service.

PayLoop does not require access to your bank account to provide its core tracking functionality.

2. Current Availability

PayLoop currently allows registration for users in India.

Availability in other countries may be introduced in future phases. Privacy practices, features and applicable requirements may be updated when PayLoop expands to additional countries.

3. Information You Provide

Depending on how you use PayLoop, you may provide information such as:

  • Name
  • Email address
  • Account/login information
  • Recurring-payment descriptions
  • Biller or payee information
  • Payment amounts
  • Due dates
  • Payment frequency
  • Categories
  • Currency
  • Payment status
  • Notes or other information you choose to enter

You decide what recurring-payment information to add to your PayLoop account.

4. Information PayLoop Does Not Require

PayLoop does not require you to provide:

  • Bank-account passwords
  • UPI PINs
  • Card CVV/security codes
  • Internet-banking credentials
  • OTPs or authentication codes

You should not enter or upload these credentials into PayLoop.

5. Excel and File Imports

PayLoop may allow you to import recurring-payment information through supported files.

Imported information is used to create or update your PayLoop records.

Please review your files before uploading them and remove information that PayLoop does not require, including passwords, banking credentials, UPI PINs, CVVs, OTPs and full payment-card numbers.

6. How We Use Your Information

PayLoop uses the information you provide to:

  • Provide your PayLoop account
  • Display your recurring-payment records
  • Create payment schedules
  • Track payment status
  • Generate reminders
  • Provide related PayLoop features
  • Maintain and improve the service
  • Protect the security and integrity of the service
  • Respond to support requests

We do not use your recurring-payment information to access or initiate transactions through your bank account.

7. Notifications

If you enable notifications, PayLoop may use your email address and supported notification services to send reminders and other service-related communications.

You can manage available notification preferences through your PayLoop account.

Notification delivery may depend on third-party email, browser or notification services and your device or network settings.

8. Payment Processing

PayLoop Pro subscriptions may be processed through third-party payment providers.

When you make a payment for a PayLoop subscription, the payment provider may collect and process payment information according to its own privacy policy and applicable terms.

PayLoop does not require your UPI PIN, banking password or card CVV to provide its bill-tracking service.

The information PayLoop receives from a payment provider may include information necessary to identify the payment, subscription or transaction status.

9. Information Sharing

PayLoop may use trusted third-party service providers where necessary to operate the service, such as providers for:

  • Hosting and infrastructure
  • Email delivery
  • Notifications
  • Payment processing
  • Other technical services required to operate PayLoop

These providers receive only the information reasonably necessary for the service they provide.

We do not sell your personal information.

10. Account Security

PayLoop uses reasonable technical and operational measures intended to protect your account and information.

However, no internet-based service can guarantee absolute security.

You are also responsible for protecting your account credentials and notifying us if you believe your account has been accessed without authorization.

11. Data Retention

We retain information for as long as reasonably necessary to provide PayLoop and for legitimate operational, security, legal, accounting or other lawful purposes.

When information is no longer required for these purposes, it may be deleted or otherwise handled in accordance with applicable requirements.

Specific retention periods may vary depending on the type of information and how it is used.

12. Your Account and Data Deletion

You may request deletion of your PayLoop account and associated personal information through the available account controls or by contacting PayLoop support.

When an account is deleted, PayLoop will take reasonable steps to remove associated account information, subject to information that may need to be retained for legal, security, accounting or other lawful purposes.

13. Cookies and Similar Technologies

PayLoop may use cookies or similar technologies that are necessary for authentication, session management, security and the operation of the service.

Where optional technologies are introduced, additional information may be provided where required.

14. Children's Privacy

PayLoop is intended for general users and is not specifically directed toward children.

We do not knowingly seek to collect personal information from children where collection is restricted by applicable law.

If you believe that a child has provided personal information to PayLoop inappropriately, please contact us.

15. Third-Party Services

PayLoop may contain links to or rely on third-party services.

Third-party services operate independently and may have their own privacy policies and terms.

This Privacy Policy applies to PayLoop and does not govern third-party services.

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to PayLoop, our services or applicable requirements.

The updated version will be published on this page with a revised Last Updated date.

17. Your Questions and Requests

If you have questions about this Privacy Policy, your personal information, or how PayLoop handles your information, you can contact us.

We will review reasonable privacy-related requests and respond as appropriate.

18. Contact

For privacy questions or requests, please contact:

PayLoop
Operated by: Swaminathan
Country: India
Email: payloop.support@gmail.com
Website: https://payloop.in/